What qualifies an individual for Medicare according to MSPQ Part III?

The correct choice highlights the essential criteria for Medicare qualification, emphasizing that individuals can qualify based on either their age or their disability status. Medicare is available to individuals aged 65 or older, which is a fundamental criterion. Additionally, younger individuals who have a qualifying disability, as defined by Social Security Administration guidelines, are also eligible.

The inclusion of both age and disability in the qualification criteria allows a broader range of individuals to access important healthcare benefits through Medicare. This inclusivity is crucial as it ensures that those who may not yet be 65 but require medical assistance due to a disability can still receive necessary care.

Examining the other criteria: while End-Stage Renal Disease (ESRD) is a qualifying condition, it specifically pertains to those needing regular dialysis or a kidney transplant rather than encompassing broader eligibility inclusive of age or disability alone. Therefore, the proper understanding of the qualifications underlines why the correct answer focuses on age or disability as the primary qualifiers for Medicare.